Retail store interior with stocked shelves in Nigeria
Retail & Supermarkets

Run your retail business from one account

Payments, inventory tracking, staff payroll, expense cards and reporting — all in one place. Built for Nigerian retailers.

  • Free to start
  • No monthly fee
  • Pay per transaction
The challenge

Why retailers switch to Niimbu

Without Niimbu

  • Manual stock counts that are out of date by the time they are written
  • Scattered records in notebooks, spreadsheets and phone calculators
  • Cash leakage with no way to trace where it happened
  • Staff turnover that leaves new hires guessing at the process
  • No single view of what the business is earning across outlets

With Niimbu

  • Digital stock tracking updated by every sale and delivery as it happens
  • One unified dashboard for sales, inventory, expenses and staff
  • Expense cards that log every spend with a reason attached
  • Standardised workflows new staff can follow from day one
  • Real-time reporting across all outlets, accessible from your phone

Built for the scale of Nigerian retail

12,000+

Retail items tracked per store

₦3.2m

Average monthly stock managed

98.4%

Inventory accuracy rate

2 min

To set up a new outlet

Everything your shop needs

A single platform replacing five tools

Know what sells, what doesn't, and what to restock

See which products move and which sit on the shelf. Make buying decisions based on real numbers, not gut feeling.

Every sale recorded, every naira tracked

Cash, card, transfer, USSD — every payment flows into one account. No money disappears between the till and the bank.

Staff paid on time, every time

Salary, deductions and PAYE calculated automatically. Payslips generated and paid from the same account, so payroll is not a separate task.

Expenses categorized automatically

Issue expense cards to buyers and staff. Every spend is logged with a category, receipt and reason, so you know where money goes before it does.

Multi-outlet visibility from one dashboard

Compare outlets side by side. Transfer stock between them with both sides recorded. See the whole business from your phone.

Credit sales tracked and collected

Issue credit to regular buyers with limits and due dates. Outstanding balances visible in real time with automated reminders.

How it works

From sign-up to selling in under 30 minutes

01

Sign up in two minutes

Open a free account with your phone number and business name. No paperwork, no waiting for approval.

02

Add your products

Enter items manually, upload a CSV or scan barcodes. Set prices, reorder levels and outlet assignments.

03

Start selling

Ring up sales at the counter, through payment links or from your online store. Stock updates automatically.

04

Track everything

Monitor inventory, revenue, expenses and staff performance from one dashboard, on your phone or computer.

Inventory

Know what is on the shelf before a customer asks

Stock is the biggest asset most retailers cannot see. When the count is wrong, you either lose a sale or over-order and tie up cash. Niimbu updates stock the moment a sale is made, a delivery arrives or stock is transferred between outlets. Reorder alerts fire while there is still time to act.

  • Stock updated by every transaction as it happens
  • Reorder alerts per item, per outlet
  • Transfer records between outlets with both sides logged
  • Batch and expiry tracking for perishable goods
Stock shelves in a Nigerian retail store
Payments

Accept every payment and know exactly where it went

Cash, card, bank transfer, USSD, Niimbu handles them all and reconciles automatically. POS terminals connect directly. Payment links work when a card machine is not nearby. Every kobo is accounted for, so cash leakage is no longer a feeling but a number you can trace.

  • POS terminal integration for card and cashless payments
  • Payment links for remote and phone sales
  • Automatic reconciliation of bank transfers
  • End-of-day cash-up with variance reporting
POS terminal at a shop counter in Lagos
The idea behind it

Every Nigerian business deserves to know where its money goes.

Niimbu tracks every transaction, from the first sale to the last reconciliation, so you never have to guess.

Questions

Questions retailers ask

Everything you need to know about running your shop on Niimbu.

Is Niimbu the right software for a supermarket in Nigeria?

Yes. Niimbu is built for Nigerian retailers. It handles barcode scanning, multi-outlet stock, POS payments, staff payroll and expense management, all in one account. It works with local banks, supports Naira natively and includes features like CAC document storage.

How does inventory management work for a shop with thousands of items?

You add items by scanning barcodes, uploading a CSV, or entering them manually. Each item has a price, cost, reorder level and outlet assignment. Stock is updated the moment a sale is made or a delivery arrives. You can count by section rather than shutting the shop, and reorder alerts fire while there is still time to order.

Can I accept card payments and bank transfers?

Yes. Niimbu integrates with POS terminals for card payments and supports bank transfers, USSD and payment links for remote sales. Bank transfers are reconciled automatically, so you do not end the day guessing which transfers correspond to which sales.

Does Niimbu handle staff payroll for retail workers?

Yes. You can set up salary structures, deductions and allowances for each staff member. PAYE is calculated automatically. Payslips are generated and payments are made from the same Niimbu account, so payroll is not a separate task with a separate tool.

How do expense cards work for store buyers?

You issue an expense card to a staff member with a spending limit. Every purchase is logged with a category, amount and receipt photo. You can see where money is going in real time, approve or reject transactions, and reconcile expenses without chasing paper receipts.

Can I manage more than one shop or branch?

Yes. Each outlet has its own stock levels, sales figures and expense records, but everything rolls up into one dashboard. You can compare outlets, transfer stock between them and manage staff across locations from a single account.

What does it cost to get started?

Opening an account is free. There is no monthly platform fee, you pay per transaction when money moves. A quiet month costs nothing. Adding staff, outlets and inventory items does not cost extra.

How long does it take to set up a retail store on Niimbu?

Most retailers are selling within 30 minutes. Sign up with your phone number, add your products (by barcode, CSV or manual entry), connect a POS terminal if you have one, and start ringing up sales. Full setup with hundreds of products typically takes an afternoon.

Does Niimbu work offline if the internet goes down?

Niimbu is a cloud-based platform and requires an internet connection. However, it is optimised for low-bandwidth environments and works reliably on 3G. POS terminal transactions continue independently and sync when connectivity returns.

Is my business data secure on Niimbu?

Yes. All data is encrypted in transit and at rest. Access controls let you decide what each staff member can see and do. Audit logs record every action, and you can back up your data at any time. Niimbu is compliant with Nigerian data protection regulations.

Start managing your shop the simpler way

Open a free account, add your products and start selling today. No setup fee, no monthly charge, you pay only when money moves.

Open your free account

The simpler way to scale your business!

Start free and see it working today, or talk to us about pricing for teams and higher volumes.