Every bill, paid on time, from one dashboard
Settle electricity, internet, rent, airtime and vendor invoices on schedule. Auto-pay handles the recurring ones, approval rules handle the rest, and your books update without a manual entry.
- Auto-pay enabled
- Approval workflows
- Category tracking
Free to open · No monthly fee · Pay per transaction
Bills
August 2026
Upcoming
₦189,000
8 bills this month
Ikeja Electric
Due Aug 12
₦45,500
AUTOMTN Data
Due Aug 15
₦12,000
AUTODSTV Premium
Due Aug 18
₦21,000
DUEAuto-pay active
5 bills scheduled
Missing a bill costs more than the bill itself
Late fees, disconnections, damaged vendor relationships and the time spent chasing what should have been automatic. The real cost of a missed bill is not the amount, it is the disruption.
Bills that pay themselves
Set the schedule and the rules once. Electricity, internet, rent and subscriptions go out on the date you set, without someone remembering to click approve every month. The money moves only when the rules are met.
One view of every obligation
Electricity for three offices, internet for five, rent for two. Every recurring bill lives in one list with its next due date, its amount and its auto-pay status, so nothing falls through the cracks.
Paid on time, every time
Late fees, disconnections and embarrassing calls disappear when the payment is automatic. A bill that qualifies by amount, category and schedule goes out without human intervention.
From biller to paid, in four steps
Add the biller
Choose from supported billers or add a custom vendor. Their account details, payment history and category come with them.
Set the schedule
Monthly, quarterly, weekly or a one-off date. Each bill carries its own schedule and its own rules, independent of every other.
Set the rules
Approval thresholds, category restrictions, budget caps. Payments below the threshold go through; those above route to the approver you set.
It pays and records itself
The payment goes out on schedule, settles via the appropriate channel, and posts to your books against the right budget category.
Set the rules once, watch it pay itself
Recurring bills are the same amount on the same date every month. You should not have to approve the same electricity bill twelve times a year. Set the threshold, set the schedule and let the system handle it.
- Auto-pay for bills that meet your rules
- Manual approval for anything outside the threshold
- Each payment posts to the right budget category
Auto-pay schedule
August 2026
Aug 12
Electricity
Aug 15
MTN Data
Aug 18
DSTV
Aug 22
Water Board
5 bills on auto-pay · Next: DSTV on Aug 18
Every obligation in one place
Some businesses have twenty recurring bills across multiple locations. Tracking them in separate spreadsheets, bank portals and calendar reminders means something eventually gets missed.
- All bills in one list, filterable by status and category
- Upcoming, overdue and paid at a glance
- Full payment history for every biller
Bills
August 2026
Upcoming
₦189,000
8 bills this month
Ikeja Electric
Due Aug 12
₦45,500
AUTOMTN Data
Due Aug 15
₦12,000
AUTODSTV Premium
Due Aug 18
₦21,000
DUEAuto-pay active
5 bills scheduled
What changes when bills are automatic
The usual way
- Logging into each biller's portal separately
- Calendar reminders that get ignored in a busy week
- Late fees from missed payment dates
- No central view of what you owe and when
- Manual entry in a spreadsheet after paying
With Niimbu
- One dashboard for every bill and every biller
- Auto-pay handles recurring bills without intervention
- Payments go out on time, every time
- Upcoming, overdue and paid at a glance
- Each payment posts to the right category automatically
The bill payment detail that real operations need
No add-on modules and no higher tier to unlock the basics. These are part of bills from the first day you open an account.
Electricity bill payments
Pay for prepaid meter tokens or postpaid bills across all major DisCos.
Airtime and data
Top up mobile lines on all networks, for staff lines or business devices.
Cable TV and internet
DSTV, GOTV, Startimes and internet service providers, on schedule.
Rent and subscriptions
Office rent, software subscriptions and service retainers, paid on time.
Vendor invoices
Recurring vendor bills tracked by category, with approval rules and history.
Auto-pay scheduling
Set a date, set the rules and the payment goes out without manual intervention.
Approval workflows
Bills above your threshold route to the approver you set before any money moves.
Category tracking
Every bill tagged to a budget category, so your books update without a manual entry.
Payment history
Every bill, every payment, every date. Filterable by biller, category, status and amount.
Every business has different bills
The types, the volumes and the approval rules change by trade. Pick the closest fit.
Retail and supermarkets
Pay electricity, internet and rent across multiple outlets from one dashboard, with each bill tagged to the right location.
Restaurants and food
Cover gas, water, internet and vendor invoices on schedule, so the kitchen never closes because a bill was missed.
Hotels and hospitality
Manage utility bills across properties, with auto-pay for recurring charges and approval for one-off maintenance costs.
Schools and education
Pay internet, generator fuel, cleaning services and stationery vendors on time, with budget tracking per department.
Offices and co-working
Electricity, internet, cleaning, security. Every recurring office cost on one schedule, one approval and one audit trail.
Bills payment software
See how Niimbu compares with paying bills across multiple portals and bank apps.
A known amount on a known day is a schedule, not a decision.
Treating a recurring bill as something someone has to remember guarantees it will eventually be forgotten, and the late fee is the cheapest part of what that costs.
Face value plus a small processing fee
There is no monthly platform fee. You pay the face value of the bill plus a small processing fee per transaction. Adding billers or staff never changes the price.
- No monthly platform fee
- Pay only when you pay a bill
- No charge for extra users or billers
Frequently asked questions
If your question is not here, the Help Centre goes deeper, or you can talk to someone on the team.
What bills can I pay through Niimbu?
Electricity across all major DisCos, airtime and data on all networks, cable TV (DSTV, GOTV, Startimes), internet providers, rent, software subscriptions and custom vendor invoices. The list of supported billers grows regularly.
How does auto-pay work?
You set a schedule (monthly, weekly or a specific date), a maximum amount and any category restrictions. When the due date arrives, the system checks the rules and, if the bill qualifies, sends the payment without requiring manual approval. Bills above your threshold still route to an approver.
Can I pay the same bill across multiple locations?
Yes. If you have offices in Lagos, Abuja and Port Harcourt, each location's electricity, internet and rent can be set up as separate bills with their own schedules, amounts and approval rules, all visible in one list.
What happens if a bill is overdue?
Overdue bills are flagged in your dashboard with the number of days past due. You receive a notification, and if auto-pay is not enabled, you can pay immediately from the same screen. The overdue status clears once the payment settles.
Can I approve bills before they go out?
Yes. You can set every bill to require manual approval, or set a threshold where only bills above a certain amount need approval. Bills below the threshold auto-pay; those above route to the approver you designate.
Does each bill payment show up in my books?
Yes. Every bill payment posts against the budget category, the biller and the location it belongs to, and flows through to bookkeeping without a manual entry. The payment history is searchable by biller, category, status and date.
What does it cost to pay bills through Niimbu?
There is no monthly platform fee. You pay the face value of the bill plus a small processing fee per transaction. Adding staff or billers does not change the price.
The rest of Pay
Paying out works best when every channel shares one balance, one approval flow and one audit trail. Each of these feeds the same account and spend record.
The simpler way to scale your business!
Start free and see it working today, or talk to us about pricing for teams and higher volumes.