Nigerian business owner managing finances from a single dashboard
For Business Owners

Run your business from one account

Payments, payroll, expenses, invoicing and reporting — all in one place. Built for Nigerian business owners.

  • Free to start
  • No monthly fee
  • Pay per transaction
The challenge

Why business owners switch to Niimbu

Without Niimbu

  • Multiple tools for accounting, payroll, POS and banking that never talk to each other
  • Money slips through cracks because nobody sees the full picture
  • Reports are always outdated, arrived at weeks after the numbers mattered
  • Hours spent gathering data instead of using it to make decisions
  • No single view of what the business is earning, spending and owed

With Niimbu

  • One dashboard showing cash position, outstanding invoices and pending payments in real time
  • Every transaction logged and categorized automatically as it happens
  • Reports generated on demand with current data, not last month's numbers
  • Automated workflows that replace manual data entry and reconciliation
  • Complete financial visibility from your phone, anywhere, anytime

Built for Nigerian business owners

1

Dashboard for your entire business

₦0

Monthly platform fee

5 min

Average time to get started

100%

Financial visibility in real time

Everything you need

A single platform replacing five tools

Single dashboard view

See your complete financial picture from one screen — cash position, outstanding invoices, pending payments and upcoming expenses, all updated in real time.

Real-time cash position

Know exactly how much money you have across all accounts at any moment. No more guessing or waiting for bank statements to arrive.

Expense oversight

Track every naira leaving the business. Categorize expenses, approve staff spending and see where money goes before it leaves.

Payroll management

Pay your team from the same dashboard. Salary structures, deductions, PAYE and payslips handled in one place alongside your other finances.

Invoicing and collections

Create professional invoices, send them to customers and track who has paid. Automated reminders follow up so you do not have to.

Financial reports

Profit and loss, cash flow, expense breakdowns and revenue reports generated automatically. Know your numbers without an accountant.

How it works

From sign-up to full visibility in minutes

01

Sign up in two minutes

Open a free account with your phone number and business name. No paperwork, no waiting for approval.

02

Connect your bank

Link your business bank account so transactions flow in automatically. Manual entry works too if you prefer.

03

Add your team

Set up staff roles, salary structures and expense cards. Everyone gets the access they need, nothing more.

04

Start managing

Run payroll, send invoices, track expenses and view reports — all from one dashboard on your phone or computer.

The idea behind it

Every Nigerian business owner deserves to know where their money goes.

Niimbu tracks every transaction, from the first payment to the last reconciliation, so you never have to guess.

Questions

Questions business owners ask

Everything you need to know about running your business on Niimbu.

How does Niimbu help business owners?

Niimbu replaces multiple tools with one dashboard. You can manage payments, payroll, expenses, invoicing and financial reporting from a single platform, giving you complete visibility over your business finances.

Do I need accounting knowledge to use Niimbu?

No. Niimbu is designed for business owners, not accountants. The dashboard shows your finances in plain language — cash in, cash out, what you owe and what is owed to you. Reports are generated automatically.

Can I see all my finances in one place?

Yes. Bank accounts, mobile money, cash transactions, invoices, expenses and payroll all appear on one dashboard. You see your real financial position without switching between apps.

How do I get started?

Sign up with your phone number, connect your bank account and add your team. Most business owners are up and running within 30 minutes. No setup fee, no monthly charge.

Can I manage payroll from the same dashboard?

Yes. Set up salary structures for each staff member, configure deductions and allowances, run payroll and issue payslips — all from the same place you track expenses and payments.

Does Niimbu work with my bank?

Niimbu integrates with major Nigerian banks for automatic transaction syncing. You can also enter transactions manually if your bank is not yet supported.

What does it cost?

Opening an account is free. There is no monthly platform fee. You pay per transaction when money moves. A quiet month costs nothing.

Can I create and send invoices?

Yes. Create professional invoices with your business details, send them via email or WhatsApp, and track whether they have been viewed and paid. Automated reminders follow up on overdue invoices.

Is my business data secure?

Yes. All data is encrypted in transit and at rest. Access controls let you decide what each team member can see. Audit logs record every action, and Niimbu is compliant with Nigerian data protection regulations.

Can I access Niimbu from my phone?

Yes. Niimbu works on any device with a web browser. The interface is optimised for mobile, so you can manage your business from anywhere.

Start running your business the simpler way

Open a free account, connect your bank and start managing today. No setup fee, no monthly charge, you pay only when money moves.

Open your free account

The simpler way to scale your business!

Start free and see it working today, or talk to us about pricing for teams and higher volumes.